Mortgage lender services in Elgin, TX
Conventional loans, FHA loans, VA loans, USDA loans, HELOC, hard money loans, bank statement loans and bridge loans for home buyers, first-time buyers, veterans, self-employed borrowers, real estate investors, and homeowners refinancing or tapping equity in Elgin and the towns around it.


Conventional Loans
Fannie Mae and Freddie Mac financing for buyers with steady income and fair credit, with PMI that can come off as your equity grows.

FHA Loans
Low-down-payment home loans backed by the Federal Housing Administration, with flexible credit rules and every mortgage insurance charge laid out in writing first.

VA Loans
Zero-down VA purchase and refinance loans for eligible veterans, service members and surviving spouses, with the funding fee and closing costs itemized up front.

USDA Loans
Zero-down financing backed by USDA Rural Development, for buyers whose address and income fit the program's limits.

HELOC
A revolving credit line secured by the equity you hold, with the limit, rate margin and every closing fee spelled out on paper before you sign.

Hard Money Loans
Short-term, asset-based financing for investors buying and rehabbing property, with every point, fee and draw term listed on paper before you sign.

Bank Statement Loans
For self-employed borrowers whose tax returns understate real income: we qualify you on 12 or 24 months of bank deposits instead.

Bridge Loans
Short-term financing secured by the property you own now, so you can close on the next one before the first one sells.
See Your Numbers Before You Commit
Give us the purchase price you have in mind or the loan you want to replace, and we will open your application and put the rate and costs in writing. Pre-qualification and rate quotes are available on the same call.