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Itemized loan quotes in writing. Talk to a loan officer

(512) 601-0828
(512) 601-0828

Mortgage lender services in Elgin, TX

Conventional loans, FHA loans, VA loans, USDA loans, HELOC, hard money loans, bank statement loans and bridge loans for home buyers, first-time buyers, veterans, self-employed borrowers, real estate investors, and homeowners refinancing or tapping equity in Elgin and the towns around it.

Loan officer in a navy polo points to a payment spreadsheet on a laptop for a borrower at a wood office desk with papers, calculator, pen and keys
  • Loan officer in a black blazer points a pen at a printed document while a couple sits across the wooden office desk reviewing it with her

    Conventional Loans

    Fannie Mae and Freddie Mac financing for buyers with steady income and fair credit, with PMI that can come off as your equity grows.

  • Loan officer at an office desk pointing a pen at a highlighted worksheet on a stack of file folders while a client with long brown hair reviews it with her

    FHA Loans

    Low-down-payment home loans backed by the Federal Housing Administration, with flexible credit rules and every mortgage insurance charge laid out in writing first.

  • Loan officer in a black blazer holds a clipped printed loan estimate across a conference table from a couple, with a pen on the table and a potted plant behind

    VA Loans

    Zero-down VA purchase and refinance loans for eligible veterans, service members and surviving spouses, with the funding fee and closing costs itemized up front.

  • Man in a navy polo and woman with long hair review an aerial property map and clipboard at a picnic table on the lawn of a single-story stone ranch home under oak trees

    USDA Loans

    Zero-down financing backed by USDA Rural Development, for buyers whose address and income fit the program's limits.

  • Woman holding a printed chart while a loan officer in a blue shirt points to a bar graph on a laptop at an office desk with a calculator and plant

    HELOC

    A revolving credit line secured by the equity you hold, with the limit, rate margin and every closing fee spelled out on paper before you sign.

  • Loan officer seen from behind reviewing a printed loan document with a couple seated across a wood conference table in an office with window blinds and a plant

    Hard Money Loans

    Short-term, asset-based financing for investors buying and rehabbing property, with every point, fee and draw term listed on paper before you sign.

  • A woman and a man in a checked shirt sit at an office desk reviewing a row of printed bank statements, with a calculator, yellow notepad and potted plant nearby.

    Bank Statement Loans

    For self-employed borrowers whose tax returns understate real income: we qualify you on 12 or 24 months of bank deposits instead.

  • Loan officer at a wooden office desk holding a printed page and pen, facing a couple seated across from her, with a clipped document stack on the desk and a window behind.

    Bridge Loans

    Short-term financing secured by the property you own now, so you can close on the next one before the first one sells.

See Your Numbers Before You Commit

Give us the purchase price you have in mind or the loan you want to replace, and we will open your application and put the rate and costs in writing. Pre-qualification and rate quotes are available on the same call.